Wells Family of Companies | Pre-Retirees and Retirees

Wells Family of Investment Companies

Pre-Retirees & Retirees

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Retirees and pre-retirees of companies such as Verizon and Mosaic, Inc.* choose the Wells Family of Companies to manage their current 401k, rollover and other IRA / personal accounts.  Employees of several Fortune 500 companies, small business owners, retirees and pre-retirees entrust us with their retirement money over and above other investment firms, large or small. 

If you are a retiree or pre-retiree you should contact us to see how we may be able to help you and to discover the difference we can make for you in your retirement lifestyle.  Learn why the Wells Family of Companies are viewed in such high regard by our valued clients.

Pension departments calculate lump sum payments using formulas that can include the GATT rate (based on the 30 year Treasury bond rate), the PBGC rate, a corporate bond rate, and/or other rates, which can change monthly, quarterly or yearly, as per specific company procedures.  Also included in the calculation is a life expectancy factor, length of service and an employee�s earnings.  Retirees typically receive the lump sum payment calculated upon the formula that generates the largest benefit.

GATT stands for General Agreement on Tariffs and Trade.  PBGC stands for Pension Benefit Guaranty Corporation.

�GATT Rates, PBGC rates and Treasury Bond rates are on our Calendar, which is in the �Education Resource Center� section of our web site.  You may access historical rates back to August, 2013, as well as current rates by clicking on the first day of the month that you want to see. We also may have future rates on the calendar which may be accessed by clicking on the first day of the future month.�

Disclaimer: The rates published on our web site are based on sources that we deem reliable but are not to be relied upon in making investment decisions.�

Click here for a link to the Wells Investments Calendar.

 *The Wells Family of Companies are independent of Verizon and Mosaic.  Verizon and Mosaic do not endorse the Wells Family of Companies. 

 
 

Valor Financial Securities, LLC. Member FINRA & SIPC